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We Help Retailers Sell More and Stay Safe
Smart Mobile Finance helps you keep track of EMI payments without any hassle. With our easy-to-use device lock and finance lock solutions, you can send payment reminders and lock devices instantly, all from your phone. This way, you get paid on time, protect your sales, and stay in control of every financed device. It’s a simple way to reduce risks and grow your business smoothly, wherever you are.
Make Smartphones Affordable for Every Buyer
Everyone wants a smartphone, but with the high upfront cost, not everyone can buy one. With our device lock, you can offer easy EMI to all customers, even those without bank accounts. This means more sales, more customers, and more peace of mind knowing your payments are always protected.
25+ Brands Compatible
50% of Customers are New to Credit
31% of First-Time Smartphone Users
Empowering retailers worldwide to confidently grow their business by providing simple, secure, and accessible EMI solutions that open opportunities for every customer, everywhere.
To deliver safe and profitable device financing solutions that help retailers increase sales while enabling more people to afford smartphones through flexible payment options.
We promise fair pricing, no hidden fees, and ethical business practices, ensuring transparency and financial safety for both retailers and their customers at every step.
Our Impact
We ensure a positive impact by promoting financial well-being for retailers and their customers. Our solutions help grow businesses while supporting responsible financing.
- 4 Lakh+ Retailers Served
- 28% Higher On-Time Payments
- 67% Lower Non-Performing Loans
- 4X Higher Collections
Interested in Learning More About Smart Mobile Finance?
Want to make selling phones easier? Learn how Smart Mobile Finance helps you offer EMI options with device finance lock, so you can sell more and get paid on time.
What Makes Smart Mobile Finance Different?
We make selling phones on finance safer and easier for you. Our strong security protects your business, our plans are affordable, and we support you every step of the way so you can grow your shop with confidence.
Affordable
Affordable
Frequently Asked Questions
Smart Mobile Finance (SMF) is a leading platform that gives you full control over phones sold on loan by letting you send payment reminders and instantly lock devices if payments are missed. Once locked, the phone cannot be used or reset without your approval, protecting your business from defaults and ensuring timely repayments.
After selling a phone on EMI, you install the SMF app on the customer’s device and link it to your dashboard by scanning a QR code. If the customer pays on time, the phone works normally. If a payment is missed, you can lock the device remotely. The customer cannot use or reset the phone until you unlock it.
If a customer doesn’t pay on time, you can first send them a payment reminder through the SMF platform. If they still don’t respond, you can lock the phone instantly and remotely. This encourages the customer to pay quickly, as the device becomes unusable until payment is received. This means you stay in control of the sale even after the phone leaves your shop.
No, once the device is locked using SMF, the customer cannot use the phone for regular functions, and they cannot factory reset or unlock it on their own. SMF’s advanced protection ensures that even if they try to change the SIM card, use recovery mode, or reset the device, it will remain locked until you unlock it through your SMF dashboard.
Yes, emergency calling remains available even when the phone is locked. The SMF system is designed to balance business security with user safety. While the customer will not be able to use other features of the phone, basic emergency functions will still work.
Retailers using SMF receive full support, including access to a dedicated chat team that can help with any issues or questions. Whether you're onboarding, registering devices, managing your dashboard, or handling customer problems, SMF support is available to assist you every step of the way.
Yes, SMF is designed for quick and simple setup. After signing up, you just need to install the SMF app on the customer’s phone, scan the QR code from your retailer dashboard, and the phone is linked to your account. From that point on, you can manage the device, check payment status, and lock or unlock it if needed.
Yes, SMF takes data security seriously. All customer and transaction data is encrypted and stored securely. The platform is built to ensure full privacy and protection for both you and your customers. Only authorized users (like you) can access your retailer dashboard, and customers cannot access or tamper with the system installed on their phones.
Sell Phones on Finance, Worry-Free
Keep your sales safe and avoid payment losses with our device lock solution. SMF has factory reset protection, so customers can’t unlock the phone without paying.
